News & Info

USPlate is the country's largest monoline glass insurer. AM Best Financial Strength "A". 

USPlate Insurance Company offers coverage for plate glass in commercial buildings, stores, hotels, schools. Glass in condominiums, co-ops, more...

8 days ago

Premier market for small to medium sized operations in more than 1,000 types of businesses. 

Layered Excess Liability adds extensive protection, helps expand our business and nicely fits our risk appetite. Excess towers up to $10,000,000...

20 days ago

Florida locations in Boca Raton and Ponte Vedra. Contact us to locate a product or coverage.  

Especially in a challenging and diverse insurance marketplace. We are pleased to advance demographics in both northern and southern Florida...

25 days ago

Target Product Focus

Inland Marine Coverage 

Account Receivable, Annual Transit, Bailees, Scheduled and Unscheduled Tools, Contractors Equipment, Installation Floater, Machinery and Equipment, Motor Truck Cargo, Warehousemans Legal Liability, Valuable Papers and records...

Professional Liability 

Architects and Engineers, Asset Managers, Excess Accountants, Insurance Agents and Brokers, Insurance Companies, Lawyers, Media and Film, Miscellaneous Professional, Tech Companies...


IBHS Commercial Series

Insurance Institute for Business & Home Safety Information

Hurricane Checklist

Hurricane Preparedness IBHS
Last Minute Checklist.

Business Records

Business record protection for business continuity.

Fire Protection

Simple measures to protect against electrical fires.

Loss Protection 

Practice basic business loss protection. 

Underwriting Notes

Commercial Property (C.O.P.E.)
Underwriting information is more than just the basics. Specific details are essential to achieve a complete risk evaluation and the best terms from us.


Age, Condition, Roof, Height, ISO Construction,
Updates/Improvements, Replacement Cost,
Adequate Building Valuation, Depreciation,
Probable Maximum Loss.


Combustibility, Fuel/Fire Load, Ignition Sources,
Theft Target Commodities, Water Susceptibility,
Highest Rated, Multiple Occupancies
Lead Peril Hazards, Crime Score.


Alarms, Automatic Extinguishing/Suppression,
Dust Collection, Extinguishers, Protection Class, 
Smoke Detection, Fire Sprinkler Suppression,
Protective Safeguards (warranted).


Adjacent Exposures and Operations,
Coastal Proximity, Fire Department,
Emergency Service, Business Operations,
Activities, Tenants, Lessors Risk.


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Commercial Property Valuation is based upon building characteristics, construction information and all data needed to determine value. Limits of insurance are established with assistance from the producer and agreed upon by the named insured. Adequate valuation is critical to avoid non-compliance with co-insurance conditions. Contact us for further assistance, we can help.

Excess Liability
has arrived.

Excess Liability provides more coverage and fits nicely into our primary General Liability appetite for medium to larger sized operations in 1,000+ business sectors.

Mitigate loss when primary limits are exhausted.

  1. Layered Excess appetite mirrors our current Lead Excess and provides more coverage for your customers
  2. Our preferred tower is $10 million or less.  Total towers of more than $15 million are prohibited at this time
  3. Towers with more than two excess carriers are prohibited.  We will participate at the 2nd layer only. Contact us for more information


Extra layers of protection designed to trigger when primary liability is exhausted. Provide business added liability protection beyond the coverage limits of basic General Liability, Auto Liability, Liquor Liability and much more. 

Unforeseen Circumstances
Prepare for unexpected incidents. Excess coverage provides extra protection for unforeseen events. 

Unpredictable Damage
Unfortunate accidents happen. Primary CGL may not be sufficient to cover damages awarded by a judge or jury.

Lead Excess Liability
We offer Follow Form Lead Excess Liability policy limits up to $5,000,000 on most classes and up to $10,000,000 for select classes.

Over 1,000+ underlying classifications eligible for competitive Excess Liability.



Commercial / Residential contractors
General Contractors / Artisan Trades
Apartments / Dwellings
Building / Premises – LRO
Vacant / Occupied land
Restaurants / Retail / Service
Vacant buildings / Warehouses
Condo / HOA



Contractors – $5M
All Other – $15M
Real Estate
Apartments – 500 units
Condo / Common areas – 100 units
Dwellings – 50 units
New Residential Construction


Coverage May Be
Written Over

Any carrier rated A-V or better
(including Lloyds’ syndicates)
General Liability
Auto Liability
Light, medium, heavy
Up to 15 vehicles
Employer’s Liability
Liquor Liability


Firestone Agency of Florida, Inc.
Wholesale Insurance Brokers | MGA

Boca Raton, Florida
International Plaza
7280 West Palmetto Park Road
Suite 106-N
Boca Raton, FL 33433
Call Us (954) 341-8331

Ponte Vedra, Florida
Valley Ridge Professional Park
4210 Valley Ridge Blvd
Suite 127
Ponte Vedra, FL 32081
Call Us (800) 683-1150

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