USPlate is the country's largest monoline glass insurer. AM Best Financial Strength "A". 

USPlate Insurance Company offers coverage for plate glass in commercial buildings, stores, hotels, schools. It also covers glass in condominiums, co-ops and more. Learn more...

8 days ago

Premier market for small to medium sized operations in more than 1,000 types of businesses. 

Layered Excess Liability adds extensive protection, helps expand our business and nicely fits our risk appetite. Excess towers up to $10,000,000.
Learn more... 

20 days ago

Florida locations in Boca Raton and Ponte Vedra. Contact us to locate a product or coverage.  

Especially in a challenging and diverse insurance marketplace. We are pleased to advance demographics in both northern and southern Florida.
Call Us 800-683-1150. 

25 days ago

Info & Media

All the latest insurance company Hurricane Ian Estimates plus NFIP: Over $20B (as of 2022). Read about the biggest opportunities and challenges ahead for carriers in 2023 and critical Information for P/C carrier executives... [Learn more]

Which market dynamics have been surprising this year?
In the latest Executive Insights edition of Insurance Business TV we look at the challenges brokers should be awaiting next year, the market dynamics that have been most surprising and the biggest challenges in the E&S space... [Learn more]

Florida insurance and reinsurance market news. Florida is considered ground-zero for global property catastrophe risk given its exposure to hurricanes and the significant insured values-at-risk... [Learn more] 

Reinsurance renewals are the key points in the year when the majority of reinsurance contract renewal negotiations occur and are completed. Reinsurance renewal seasons provide insight into reinsurance pricing, contract terms, reinsurance market positioning and the direction of future trends in the market... [Learn more] 

Florida Department of Financial Services manages the financial responsibilities for the State of Florida... [Learn more]

IBHS Commercial Series

Insurance Institute for Business & Home Safety Information

Hurricane Checklist

Hurricane Preparedness IBHS Last Minute Checklist.

Business Records

Business record protection for business continuity.

Fire Protection

Simple measures to protect against electrical fires.

Loss Protection 

Practice basic business loss protection. 

Excess Liability
has arrived.

Our Excess Liability product provides more coverage for your customers, helps grow your book of business and fits nicely into our primary General Liability appetite for small-to-medium sized operations in 1,000+ business sectors.

Mitigate loss when primary limits are exhausted.

  1. Layered Excess appetite mirrors our current Lead Excess and provides more coverage for your customers.
  2. Our preferred tower is $10 million or less.  Total towers of more than $15 million are prohibited at this time.
  3. Towers with more than two excess carriers are prohibited.  We will participate at the 2nd layer only. Contact us for more information. or contact us for product and submission assistance. We can help place your business.


This extra layer of protection is designed to trigger when liability on other current policies have been exhausted. It gives businesses added liability protection beyond the limits of primary General Liability, Auto Liability, Liquor Liability, etc.

Unforeseen Circumstances
Business owners prepare for unexpected incidents. Excess liability provides extra protection for unforseen events. 

Unpredictable Damage
Unfortunate accidents happen. Primary CGL may not be sufficient to cover damages awarded by a judge or jury.

Over 1,000+ underlying classifications for competitive Excess Liability.



Commercial / Residential contractors
General Contractors / Artisan Trades
Apartments / Dwellings
Building / Premises – LRO
Vacant / Occupied land
Restaurants / Retail / Service
Vacant buildings / Warehouses
Condo / HOA



Contractors – $5M
All Other – $15M
Real Estate
Apartments – 500 units
Condo / Common areas – 100 units
Dwellings – 50 units
New Residential Construction


Coverage May Be
Written Over

Any carrier rated A-V or better
(including Lloyds’ syndicates)
General Liability
Auto Liability
Light, medium, heavy
Up to 15 vehicles
Employer’s Liability
Liquor Liability

Contact Us

Contact us for assistance or additional information.
We'll get back to you ASAP.

© Copyright 2018 Firestone Agency of Florida, Inc. - All Rights Reserved