Garage Coverage

We simply understand Garage insurance. Multiple AM Best A-Rated Florida dealer and non-dealer service programs supported by specialized experience with quality expertise. 

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Garagekeepers and Dealers Open Lot
for dealers and non-dealer service. 

GKLL legal liability, direct excess and direct primary. DOL owned and co-signed autos held for sale and more. 

8 days ago

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High-value, luxury and exotic vehicle repair, service, maintenance, sales. 

Antique, luxury, classic auto restoration, sales, detailing and service. Non-racing high performance exposures. 

20 days ago

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Motorcycle, ATV/UTV, Dirt Bike building, sales, service and repair. 

Electric bikes, mopeds, segways, stand up scooters not licensed for road use. Non-racing motorcycles or test track. 

25 days ago

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Garage AppLinks

Most common applications here...

Garage Main

Liability up to $5,000,000 limits, Owned, Non-Owned, Hired, Premises, Products,
Work Performed

Valet Parking

Designated Locations – Including Street Driving or Parking, Blanket Basis – Including Special Events Liability, GKLL and more.

Motorcycle

Submissions for cycles not stored in a locked building after hours, building bikes, existence of any test track. No racing.

Heavy Vehicle

Bus dealer, contractor’s equipment dealer (includes mining equipment, logging equipment), mobile welding.

Valet Parking

Valet Parking – designated locations 
including street driving or parking.
• Liability up to $5,000,000 limits
• Up to $5,000,000 per location
• $300,000 per auto
• Additional Insured
• Primary Non-Contributory
• Waiver of Subrogation

Blanket Basis including Special Events, GKLL per space minimum pricing or adequate lot value basis. 

Valet Parking Supplement Required
Limit Garagekeepers to Legal Liability, Less than a 3-part ticket system utilized.

What's driving your non-dealer and dealer garage business? 

1

Top Common
Service Risks

Golf Cart Repair
Impound Yards
Motorcycle Repair
Auto Storage
Car Washes
RV Repair
Windshield Repair
Body Shops & Painting

2

Top Common
Dealer Risks 

Consignment Sales
Electric Auto Sales
Boats and Watercraft 
Motorcycle Dealers
Semi-Trailer Dealers
Antique Auto Dealers
Trailer Dealers
Heavy Truck Dealers

3

Optional Coverage
and Provisions

Broadened Coverage, Personal Injury Liability, Damage to Rented Premises
Fleet or Unscheduled Vehicles coverage
Uninsured/Underinsured Motorists,
Personal Injury Protection
Acts, Errors, and Omissions
Products, Work Performed
Liability to $5,000,000 limits

Dealers Open Lot (DOL)/GKLL

Selling, service, storage of autos and other related units including (but not limited to) boats, emergency vehicles, heavy truck/trailers, RV’s, mobile homes and motorcycles.

Coverage for units held for sale or as demonstrators, Windstorm, hail, flood and earthquake, Both retail and wholesale operations. Both new and used autos, Furnished car coverage, Unaccompanied test drives, Full value, primary and excess of loss. Towing and storage operations and more.

Monoline DOL/GKLL Capacity
Up to $500,000 maximum value per unit
$5,000,000 per risk primary and full value 
$15,000,000 per risk excess of loss

APPLICATION

A to Z Risk Types

Airbag Installation or Repair
Alarm Installation or Repair
Antique or Classic Auto Dealer
Antique or Classic Auto Restoration
ATV/UTV, Dirt Bike Dealer/Repair
Auto Auction
Auto Dealer – PPV & Light/Med Truck
Auto Dismantling
Auto Maintenance and Repair
Auto Parts and Accessory Sales Store
Auto Upholstery
Bedliner Installation
Boat and Jet Ski Dealer/Repair
Body Shop and Painting
Brake Replacement or Repair
Bus Dealer/Repair
Camper, Fifth Wheel or Travel Trailer Dealer
Camper, Fifth Wheel or Travel Trailer Repair
Car Wash – Full Service
Car Wash – Self Service
Contractor’s Equipment Dealer/Repair
Convenience Store
Conversion Shop
Detailer
Drive-Away Contractor 
Emergency Vehicle Dealer/Repair
Farm Equipment Dealer/Repair
Gasoline Station – Full Service
Golf Cart Dealer/Repair
GPS Installation

Heavy Truck Dealer
Heavy Truck Repair
High Performance Shop
Ignition Interlock
Impound Yard
Inspection Station
Lift Kit Installation
Machine Shop
Manufacturing or Assembly 
Mobile Auto Repair
Motorcycle Dealer
Motorcycle Repair
Oil/Lube Shop
Parking Facilities
Refrigeration Unit Servicing
RV Dealer
RV Repair
RV, Watercraft and Long- term Auto Storage

Salvage Titled Auto Dealer
Salvage Yard
Semi-Trailer Dealer
Semi-Trailer Repair
Stereo Installation
Tire Dealer or Repair
Trailer Dealer – Utility or Livestock
Trailer Repair – Utility or Livestock
Trailer Hitch Repair 
Upholstery
Valet Parking – Designated Locations
Valet Parking – Designated Locations – Street Driving or Parking
Valet Parking – Blanket Basis – Including Special Events
Wholesale Auto Dealer
Window Tinting
Windshield Replacement or Repair
Wrapping of Autos
Wrecker For-Hire
Wrecker Not-For-Hire

Contac us for additional risk types. 


CONTACT US


Firestone Agency of Florida, Inc.
Wholesale Insurance Brokers | MGA

Boca Raton, Florida
International Plaza
7280 West Palmetto Park Road
Suite 106-N
Boca Raton, FL 33433
Call Us (954) 341-8331

Ponte Vedra, Florida
Valley Ridge Professional Park
4210 Valley Ridge Blvd
Suite 127-128
Ponte Vedra, FL 32081
Call Us (800) 683-1150

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