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and Reinsurance

The reinsurance market entered a challenging phase characterized by significant rate increases and a more cautious approach to risk. When reinsurance rates fluctuate, they impact distribution channels on all sides.

Source: ProgramBusiness | Published on September 19, 2023

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Wholesale & Specialty Insurance Association (WSIA) say it best when breaking down the unique purpose of surplus lines coverage. 

Light Brokerage

Light Brokerage for tough-to-place risks in a difficult market. Each managed by experienced underwriters. Outside traditional market appetites? we can help within the following segments.

CONTRACTORS SEGMENT

• Antenna installation/service/repair
• Boiler Inspection and repair
• Boring contractors including cable installation
• Bridge contractors (no work over four stories)
• Commercial window or glass work, to six stories
• Demolition contractors
• Drilling contractors (no oil or gas)
• Elevator and escalator repair
• Fire suppression, sprinkler, extinguishers
• Gas or sewer main work
• HVAC Contractors working at height
• Irrigation or drainage systems
• Plumbing including specialized work
• Pressure washing and sandblasting
• Refrigeration installation and maintenance
• Roofing contractors, up to six stories
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• Structural movers, $30K MP

SERVICES SEGMENT

• Automotive detailing and wrapping
• Billboards at height, flexible height limitations.
• Consulting operations, industrial workflow
• Electroplating
• Equipment rental, scissor lifts acceptable
• Feed, Grain or Hay Dealers
• Heavy auto repair (no school bus exposure)
• Hood and duct cleaning - $7500 MP
• LPG refill and distributors, no gasoline operations
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HOSPITALITY SEGMENT

• Breweries, distilleries, and wineries with on-site
consumption or tasting rooms
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PREMISES SEGMENT

• Buildings with long-term vacancy exposure
• Senior living (no assisted living, medical care,
pull cords or hospice exposure)
• Supermarkets, elevated sales acceptable

MANUFACTURING SEGMENT

• Auto Parts manufacturing
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dealers and manufacturing
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Firestone Agency of Florida, Inc.
Wholesale Insurance Brokers | MGA

Boca Raton, Florida
International Plaza
7280 West Palmetto Park Road
Suite 106-N
Boca Raton, FL 33433
Call Us (954) 341-8331

Ponte Vedra, Florida
Valley Ridge Professional Park
4210 Valley Ridge Blvd
Suite 127
Ponte Vedra, FL 32081
Call Us (800) 683-1150

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