Consistent, competitive products for a wide variety of classes that can be written monoline or packaged with other lines of business.
Access to more than 800 ISO and carrier specific classifications, 200+ additional classes on a submit or brokerage basis. See below.
ACORD Applications accepted. Feel free to contact us for a class specific supplemental application or product inquiry. Contact us for additional risks or products not shown here. Don't forget to call us (954) 341-8331 or (800) 683-1150
| TOP COVERAGE & PRODUCT LINES |
|---|
| Commercial General Liability |
| Commercial Property |
| Commercial Auto Physical Damage |
| Garage Coverage |
| Marine |
| Commercial Excess Liability |
| Mold, Pollution, Environmental |
| Special Event |
| Personal Umbrella |
| Liquor Liability |
| Inland Marine |
| Comprehensive Personal Liability (CPL) |
| Owners Contractors Protective (OCP) |
| Product Liability |
| Plate Glass |
| Commercial Umbrella |
| Professional Liability |
| Farm & Ranch |
| Builders Risk |
| Homeowners HO3 |
| Collectibles Insurance |
| Condominium Unit Owners |
| Difference In Conditions (DIC) |
| GENERAL LIABILITY AND RELATED COVERAGE |
|---|
| Additional Insured Primary and Non-Contributory |
| Construction Related Exposures |
| Contractual Liability Amendment |
| Defense Within Limits |
| Discontinued Products |
| Environmental Pollution Exposures |
| Explosion, Collapse and Underground Property Damage Hazard |
| Follow Form Excess Liability |
| Host Liquor Liability |
| Premises Liability |
| Abuse or Molestation Liability |
| Animal Related Coverage |
| Assault or Battery Limited Liability Coverage |
| Hired & Non-Owned Auto Liability |
| Limited Product Withdrawal Expense Coverage |
| Lost Key |
| Owners And Contractors Protective Coverage (OCP) |
| Privacy Breach Coverage |
| Professional Liability - Occurrence Form |
| Stop Gap - Employers' Liability Insurance |
| Construction Project General Aggregate Limit |
| Waiver of Transfer of Rights Against Others to Us |
| Contractors Extension Endorsement
|
| Property Damage – Care, Custody and Control |
| Waiver of Governmental Immunity |
| Per Project / Per Location Aggregate |
| Condo Unit Owners CGL & Property |
| Landowners |
| PROFESSIONAL LIABILITY AND RELATED |
|---|
| Duty to Defend Wording |
| Personal Injury Coverage |
| Bilateral Extended Reporting Period |
| Supplemental Payments |
| Automatic Spousal Coverage Extension |
| Final Adjudication |
| Claims Expenses in addition to limit of liability |
| First Dollar Defense |
| Copyright/Infringment Coverage |
| Punitive Damages |
| Independent Contractors |
| Softened (50/50) Hammer Clause |
| Pay on Behalf Wording |
| Discrimination |
| COMMERCIAL EXCESS AND TOP RELATED SEGMENTS |
|---|
| Coverage over 1,400 classes |
| Auto (light, medium & heavy) |
| Employer’s Liability |
| Liquor Liability |
| Employee Benefits Liability |
| Condo D&O |
| Liquor Liability |
| Commercial Contractors |
| Residential Contractors |
| Apartments & Dwellings |
| Building/Premises – LRO |
| Vacant/Occupied Land |
| Restaurants |
| Vacant Buildings |
| Hotel/Motel |
| Warehouses |
| Condo/HOA |
| Limits up to $10M |
| Retail Establishment |
| Habitational |
| COMMERCIAL PROPERTY AND RELATED |
|---|
| Windstorm or Hail |
| Debris Removal |
| Equipment Breakdown |
| Extra Expense |
| Spoilage |
| Legal Liability |
| Ordinance or Law Coverage |
| Peak Season Endorsement |
| Signs (Commercial Property) |
| Transit Coverage (Property in Transit) |
| Utility Services - Direct Damage & Time Element |
| Crime Robbery and Safe Burglary |
| Crime Premises Theft and Outside Robbery |
| Crime Robbery and Safe Burglary/Money and Securities |
| Identity Recovery Coverage (IDR) |
| Property Extension for Special Form |
| Personal Effects and Property of Others
|
| Water Back Up or Overflow From Sewer, Drain or Sump
|
| Condominium Commercial Unit-Owners Coverage Form
|
| Condominium Association Coverage Form
|
| Lock and Key Replacement
|
| Builders Risk |
| Radio and Television Antennas
|
| Outdoor Trees, Shrubs and Plants
|
| Seasonal Leases – Monthly Limits on Loss Payment
|
| Legal Liability Coverage Form
|
| Building And Personal Property Coverage Form
|
| Leased Property
|
| INLAND MARINE AND RELATED |
|---|
| Accounts Receivable |
| Bailee’s Customers Goods |
| Contractors Equipment |
| Contractors Miscellaneous Tools |
| Installation Coverage |
| Miscellaneous Scheduled Property |
| Repair and Service Operations Legal Liability |
| Trip Transit |
| Valuable Papers and Records |
| Watercraft Physical Damage Coverage |
| EDP - Electronic Data Processing |
| Bailee Customers |
| Warehouse Legal Liability |
| Motor Truck Cargo |
| Machinery and Equipment |
| Exhibition Floater |
| Signs (Inland Marine) |
| Farm Equipment
|
| Miscellaneous Commercial Floaters
|
| Fine Arts
|
| GARAGE COVERAGE AND RELATED |
|---|
| Garage Liability, Garagekeepers and Dealers Open Lot (DOL) |
| Legal Liability, Direct Excess, Direct Primary GKLL |
| False Pretense |
| Medical Payments |
| Uninsured Motorists |
| Personal Injury Protection |
| Broadened Coverage |
| Damage to Rented Premises |
| Dealer’s Errors & Omissions |
| Waiver of Subrogation |
| Personal Injury Liability |
| Radius of Pickup & Delivery Extension |
| MOLD POLLUTION ENVIRONMENTAL RELATED |
|---|
| Contractors Pollution Liability |
| Restoration & Mold Contractors |
| Transportation Pollution |
| Site Specific Pollution |
| EIFS Pollution |
| Waste Facilities |
| Hazardous Materials |
| Storage Tank/Piping Cleaning |
| Asbestos Abatement |
| Environmental Drilling |
| Consulting Services |
| Contracting Operations |
| Subcontractors |
| Air Quality Testing |
| Mold/Microbial Matter |
| Air Quality Testing |
| Mold/Lead Abatement |
| Landfills/Disposal Facilities |
| Wastewater/Sewage Treatment |
| MARINE LIABILITY AND RELATED |
|---|
| Charterers Legal Liability |
| Docks and Piers |
| Protection and Indemnity |
| Boat Dealers |
| Marine Contractor Legal Liability |
| Ship Repairers Liability |
| Terminal Operators |
| Pleasurecraft |
| Ocean Cargo |
| Marine General Liability |
| Marine Excess Liability |
| Wharfingers' Liability |
| Stevedores' Liability |
| Terminal Operators Liability |
| Hull & Machinery |
| LIQUOR LIABILITY |
|---|
| Assault & Battery Coverage |
| Separate Aggregate Limit for each insured location |
| Defense Cost in addition to the limit |
| "Your Entertainment" Coverage |
| No deductible or SIR - first dollar coverage
|
| Special Events |
| Additional Insured-Employees Coverage |
| Additional Insured - Lessor coverage |
| Additional Insured - Volunteers coverage |
| $1,000,000 Each Common Cause/$2,000,000 Aggregate |
| PERSONAL UMBRELLA & CPL |
|---|
| Personal Cyber Liability |
| Excess Personal Umbrella |
| Farmers Personal Liability |
| Excess Comprehensive Personal Liability |
| Target / High-Profile Primary and Excess Personal Umbrella |
| Target / High-Profile Primary and Excess Personal Liability (CPL or OL&T) |
| Identity Theft |
| Animal Liability |
| Property Managers on a Scheduled Location |
| Youthful Drivers with Prior History |
| Trusts , Estates , Individuals , LLCs (Personally Owned Only) |