We offer a consistent and competitive General Liability product on a wide variety of classes that can be written monoline or packaged with other lines of business. We have binding authority for over 800 of the more than 1300 ISO and specific carrier classifications. We will entertain approximately 220 additional classes on a Submit basis.

Primary and Non-Contributory
Construction Related Exposures
Contractual Liability Amendment
Defense Within Limits
Discontinued Products
Environmental Pollution Exposures
Explosion, Collapse and Underground Property Damage Hazard
Follow Form Excess Liability
Host Liquor Liability
Premises Liability
Abuse or Molestation Liability
Animal Related Coverage
Assault or Battery Limited Liability Coverage
Hired & Non-Owned Auto Liability
Limited Product Withdrawal Expense Coverage
Lost Key
Owners And Contractors Protective Coverage (OCP)
Privacy Breach Coverage
Professional Liability - Occurrence Form
Stop Gap - Employers' Liability Insurance
Construction Project General Aggregate Limit
Waiver of Transfer of Rights Against Others to Us
Contractors Extension Endorsement
Property Damage – Care, Custody and Control
Waiver of Governmental Immunity
Per Project / Per Location Aggregate
Condo Unit Owners CGL & Property
Land Owners

Our professional liability underwriters focus on asset managers, insurance agents and brokers, insurance companies, lawyers, media and film companies, tech companies and other miscellaneous professionals. Together, with our limited group of partners, we work to fully understand the specific needs of our insureds in order to provide comprehensive coverage.

Duty to Defend Wording
Personal Injury Coverage
Bilateral Extended Reporting Period
Supplemental Payments
Automatic Spousal Coverage Extension
Final Adjudication
Claims Expenses in addition to limit of liability
First Dollar Defense
Copyright/Infringment Coverage
Punitive Damages
Independent Contractors
Softened (50/50) Hammer Clause
Pay on Behalf Wording
Discrimination

Layered Excess Liability has arrived!
Our new Layered Excess product provides more coverage for your customers, helps grow your book of business, and fits nicely into our appetite.

Layered Excess appetite mirrors Lead Excess. 
Our preferred tower is $10 million or less.
Total towers less than $15 million.
Towers less than two excess carriers. 
Will participate at the 2nd layer only.

Also, Follow Form Lead Excess Liability policy limits up to $5,000,000 on most classes and up to $10,000,000 on select classes. Contracting risks with less than $5M gross receipts, Risks with less than $15 million gross receipts. 

Auto (light, medium & heavy)
Employer’s Liability
Liquor Liability
Employee Benefits Liability
Liquor Liability
Commercial Contractors
Residential Contractors
Apartments & Dwellings
Building/Premises – LRO
Vacant/Occupied Land
Restaurants
Vacant Buildings
Hotel/Motel
Warehouses
Condo/HOA
Limits up to $10M
Retail Establishment
Habitational

We are committed to developing a strong Commercial Property product for our agents and offer a variety of options for both fire and coastal wind exposures. Property written on a package or monoline basis and is a valuable complement to General Liability lines of business.

Windstorm or Hail
Debris Removal
Equipment Breakdown
Extra Expense
Spoilage
Legal Liability
Ordinance or Law Coverage
Peak Season Endorsement
Signs (Commercial Property)
Transit Coverage (Property in Transit)
Utility Services - Direct Damage & Time Element
Crime Robbery and Safe Burglary
Crime Premises Theft and Outside Robbery
Crime Robbery and Safe Burglary/Money and Securities
Identity Recovery Coverage (IDR)
Property Extension for Special Form
Personal Effects and Property of Others
Water Back Up or Overflow From Sewer, Drain or Sump
Condominium Commercial Unit-Owners Coverage 
Condominium Association Coverage Form
Lock and Key Replacement
Builders Risk
Radio and Television Antennas
Outdoor Trees, Shrubs and Plants
Seasonal Leases – Monthly Limits on Loss Payment
Legal Liability Coverage Form
Building And Personal Property Coverage Form
Leased Property

In many cases, coverages can be packaged with General Liability and Property coverage or written on a monoline basis. The maximum amount of coverage available for an inland marine schedule is $300,000. The maximum amount of coverage available for a property/inland marine schedule, per location, is $1,500,000 (up to $2,500,000 on a submit basis).

Accounts Receivable
Bailee’s Customers Goods
Contractors Equipment
Contractors Miscellaneous Tools
Installation Coverage
Miscellaneous Scheduled Property
Repair and Service Operations Legal Liability
Trip Transit
Valuable Papers and Records
Watercraft Physical Damage Coverage
EDP - Electronic Data Processing
Bailee Customers
Warehouse Legal Liability
Motor Truck Cargo
Machinery and Equipment
Exhibition Floater
Signs (Inland Marine)
Farm Equipment
Miscellaneous Commercial Floaters
Fine Arts

Garage program is available on a mono-line basis or packaged with Property, General Liability, and Inland Marine.  DOL or GKLL up to $5,000,000 Lot Limit /$ 500,000 Per Vehicle Limit for eligible risks. 

Garage Liability, Garagekeepers and Dealers Open Lot (DOL)
Legal Liability, Direct Excess, Direct Primary GKLL
False Pretense
Medical Payments
Uninsured Motorists
Personal Injury Protection
Broadened Coverage
Damage to Rented Premises
Dealer’s Errors & Omissions
Waiver of Subrogation
Personal Injury Liability
Radius of Pickup & Delivery Extension